Whats inside your electric panel?

Your electric panel is checked for double tapping and  burnt wiring but who would think to look  for rodents.   Mice are  small enough to get inside  your electric panel  causing a fire hazard that is unknown to you unless you have it inspected by a qualified, licensed, and experienced home inspector. 

Do New Construction Homes Need Inspections?

Even though a home may be new, there are still defects to be found. Most people think twice about whether to have an inspection done on a new construction home but truth is a home inspection should still be performed.  Furnaces, Faucets, Windows and Flooring are all new but is everything safe, sound and secure?  Do all doors shut well or are there problems to be found?  Know all there is to know about your new home.  With “Certainty” we will give you the peace of mind your family deserves.  Call us today and schedule your Indiana or Kentucky  home inspection or order online.

Mortgage Credits-How They Save You Money!

After you’ve bought your new home, the moving in is over with and your finally settled in, don’t forget to file your mortgage credits.  Mortgage credits are deductions and credits that you can file at the court house that will save you money on your property taxes.  You must file them after financing your mortgage even if your only refinancing an existing mortgage.  Following is a list of mortgage exemption that are available in Indiana.  Certain circumstances may apply.

• Homestead Credit- Given to an individual who owns and resides in the property.  It must be the individual principal place of residence
• Solar Energy Heating or Cooling Systems-This credit is given when you have wind power devices, hydroelectric power or geothermal device
• Over 65 Cricuit Breaker Credit
• Disabled-A deduction given to the disabled
• Disabled Veteran- A deduction given to a disabled veteran
• Mortgage Exemption- Given to the owner of the property who carries the mortgage on the property
• Over 65- Given to owners who are over the age of 65
• Blind- Given to those homeowners who are blind
• Veteran with Service Connected Disabilty- Given to those who have served in a war and been honorably discharged
• Veteran World War I  Givn to those homeowners who served in World World I
• Surviving Spouse of World War I- Given to the homeowner who is a surving spouse of a veteran